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Everything contained in this web site including graphs, charts and snapshot portfolios, as well as related newsletters (collectively referred to as the "Material") has been written for the purpose of illustration of the investment philosophy and investment techniques. The Material neither purports to be, nor is it intended to be, advice to trade or to invest in any financial instrument, or class of financial instruments, or to use any particular methods of trading or investing. Advice in the Material is provided for the general information of readers, and does not have regard to any particular person's investment objectives, financial situation or needs. Accordingly, no person should act on the basis of any information in the Material without properly considering its applicability to their financial circumstances. If not properly qualified to do this for themselves, persons should seek professional advice.  Investing and trading involves risk of loss. Past results are not necessarily indicative of future results.

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